As first time buyers the whole process is very daunting and there are a lot of burning questions such as how much can I borrow, how much deposit will I need, what price can I look up to and how much will this all cost me upfront and monthly.……
Once you have a good understanding on those the process is only just beginning what is an agreement in principle, what are the different types of mortgages and which is best for me, do I need life insurance?
Luckily at Coastway Financial you have an experienced mortgage adviser who will guide you through this process making it simple in plain English, without using jargon and with minimal stress. We’ll sit down and discuss your priorities, wants and needs and make sure that this new mortgage won’t change the lifestyle you have been accustomed to as you take that first step onto the property ladder.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE